Buying your own home is now easy and
hassle-free with the best loan product making the purchase possible.
In
the hurly-burly of life, we strive for a semblance of security and comfort for
ourselves and our loved ones. All we expect is that at the end of the day, we
may have a place to call our own and our family members with us till the end of
time. This entails owning a home that we can craft with love and ingenuity.
But
in India, many people today are forced to make their peace with rental
accommodation. Real estate prices have spiralled out of control in recent
years, so most people are unable to take the plunge and buy their own homes.
The home purchase dream remains a dream for years: but you can bring it to
reality with a home loan.
If
you are sceptical about taking a home loan, don’t be. It is the best way to
finance your dream home purchase, in which you must raise only a small
percentage of the overall home value from your own resources. Besides, a bevy
of premier housing finance companies in India have several home loan products
to suit your needs. So whether it is a first home purchase or a home renovation
loan, you will always find a product that suits you.
Choose
the most reputed housing finance institutions for the home loan – they simplify
the process and reduce application processing times so that the loan amount is
disbursed quicker. They also follow a stringent background check on each
applicant’s credentials as well as inspect the property/land you wish to buy so
that there are no legal lacunae to be faced at a later date.
Meanwhile, you can
get up to 80% of the property value as the home loan, or even higher, depending
on the housing finance institution.
The
best news is that many financial applications now have an online home loan option, which cuts both time and
processing charges for the applicant. You can apply for both pre-approval and online home loan, attach the approved list of documents
(self-attested) and pay the fees via credit/debit card or Internet banking. Once the documents are verified and the property is inspected via on-site inspection, the loan application is processed further.
Within days, you get the loan approval and the amount you seek is disbursed to you. It’s so quick and easy – and it gets you the dream home you always wanted.
